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How
many miles per annum I am allowed to do in
my new car? |
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When you take out the contract you
pre-agree your annual mileage. The mileage
bands range from 10 000 to 40 000. If you
exceed the pre-agreed mileage then an excess
mileage charge will be payable .The figures
will be provided on your quotation and official
finance documentation. |
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Should I be
overly cautious about how many miles I think
I am going to do? |
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This is entirely up to you, although we
recommend that if you think you will cover
approximately 10,000 miles per annum, go for
that choice, rather than going for, say, 12,000
‘to be on the safe side’. You
will not receive a rebate if you are under
your mileage limit at the end of the contract. |
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Why does the
price increase with the number of miles I
do? |
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The way the funder calculates your contract
prices is based on the vehicle’s predicted
future value. The more miles you cover means
that your car will be worth less at the end
of the contract, and so the vehicle’s
projected depreciation will be greater. Because
the residual value is therefore lower your
contract payment will be greater. |
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Should I do
this through the business or personally? |
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As a business user, depending on your circumstances,
you may have the option of leasing your vehicle
through your business, or alternatively you
may lease the vehicle as a private individual.
Private individuals and customers who are
receiving a company car allowance have the
option of either Personal Contract Hire or
Personal Contract Purchase. |
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Can I reclaim
VAT on my payments? |
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Business users who are VAT-registered can
currently reclaim a minimum of 50% of the
VAT payable on each contract hire payment.
This is assuming that the vehicle will be
used for both business and social use. You
may be able to reclaim the whole amount of
the monthly VAT if the vehicle is used solely
for business use. Please contact your accountant
to see if you meet the criteria.
If you decide that you wish to have the contract
maintained, then all business users who are
VAT-registered can reclaim 100% of the VAT
on the maintenance portion of each monthly
rental. Private individuals can’t reclaim
any of the VAT on the monthly price. Recoverable
VAT only applies to VAT-qualifying agreements
such as Business Contract Hire and Finance
Lease |
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I haven't got
my own business, can I lease the car personally? |
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The answer is Yes! And, you will still be
able to take advantage of the same rates as
our larger corporate clients and you will
always be offered the best deal available! |
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Is there a price
difference between Business & Personal Contract
Hire rates? |
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The difference in pricing between Business
& Personal Contract Hire is that Business
Contract Hire rates are displayed exclusive
of VAT and Personal Contract Hire rates are
shown inclusive of VAT. |
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I've just started
my own company, can you help me? |
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We are happy to help new-start businesses
and would advise anybody who is thinking about
starting their own business, or has just started
trading, to call us for specific advice on
the various options available. |
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I'm opting out
of my company car scheme, what's the best
way forward? |
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When you know what the monthly allowance
is that you can expect to receive, think about
which vehicles interest you the most. When
you have made your preferred choices, just
contact us and we will always offer you the
very best deals available, it may even be
the case that we can supply you with a higher
spec vehicle from our range of special offers. |
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I’m interested
in leasing but I don’t know anything
about it. Can you advise me? |
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Located in the Funding Options section is
an explanation of the different funding methods.
It will help you decide which type of contract
suits you best. If you’re still unsure,
please call to discuss your options further,
of course we always recommend that you discuss
the matter with your accountant. |
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I've always
bought my car, why should I lease one? |
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Contract hire and leasing will offer you
the chance to manage the vehicle’s projected
depreciation over a fixed term, with complete
peace of mind in knowing that at the end of
the contract there will be no negative equity
or concern about how to dispose of the vehicle.
You will also be free from having to negotiate
troublesome part-exchange prices and values.
It’s always worth looking at things
another way - look at how much you paid for
your last car and then look at its worth today.
The chances are it will not be worth what
you paid for it ! Divide that figure over
the number of months you have had the vehicle
and you will see that, in effect, you have
leased the vehicle anyway - it’s
just that you have been taking all the risks! |
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Why should I
get my vehicles from you? |
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Because our company has strategic alliances
with the major funders and suppliers, our
huge buying power enables us to be ultra-competitive,
ensuring that we can offer the lowest rates
and best special offers available. Please
call the office at any time to discuss your
options further. |
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I can't see
the exact model I want to lease, what do I
do? |
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Please call us or send an email [email protected]
or use our Call Me facility to submit a request
for a quote on a specific car. |
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How much do
I need to put down? |
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The amount of initial, or upfront, payment
will depend upon your own criteria, the most
traditional approach is an initial payment
of 3 monthly rentals in advance. The rates
advertised in our Special Offers section will
always display this unless otherwise stated.
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Does the price
include maintenance? |
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The advertised rates on our website and
special offers don’t include a maintenance
package unless stated, although upon your
request we can quickly quote to include a
fully maintained package. |
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What exactly
does the maintenance option include? |
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Market-leading maintenance packages that
are so comprehensive you will have complete
peace of mind in motoring. The package includes
full servicing in line with the manufacturer’s
recommendations, replacement tyres (subject
to fair wear) brakes, pads and all other serviceable
items, for the duration of the contract. The
package is very tax-efficient for our business
users, as well as offering an all in one package
for our private clients. |
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If
I have my contract maintained, where to I
take my car for servicing? |
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You are free to take your vehicle
to any of the manufacturer’s approved
UK-based dealerships and supplier approved
repair facilities, and yes, of course, that
could be your local dealership
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Does the price
include insurance? |
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No, car insurance is not included in any
of our quotes. You have the responsibility
for providing a fully comprehensive insurance
policy for any vehicles that we supply. |
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Are the cars
you supply brand new cars? Do you supply used
cars? |
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Yes, all the vehicles we supply are brand
new, although we can also supply nearly new
vehicles that meet the funders requirements
(A ‘pre-owned’ vehicle must be
under 12 months old and must be supplied by
a franchised UK-based dealer) and from time
to time we will have special offers on nearly
new vehicles. If you have located a vehicle
yourself and would like us to provide you
with a quotation to finance it, please contact
us to discuss your options further. |
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Do you take
cars in part-exchange? |
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Not as a rule, should you decide to lease
or contract hire through us, it will be the
last time you will need to go through the
time-consuming and risky process of disposing
of your vehicle, when you decide to change.
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How soon can
you get me a car? |
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Depending on the type of vehicle, we can
usually deliver within a 7-10 working day
timescale. If the vehicle is a specialist
specification, then we will offer you a confirmed
factory build time. Please contact us to discuss
the delivery time for your new vehicle. |
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Where do the
cars come from and how will they be delivered? |
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All the vehicles we supply will be sourced
directly by the manufacturer and UK-based
franchised dealer network. Delivery will take
place at an agreed time to your business or
home address. Distance is no object, as all
of our vehicles will be delivered directly
by the manufacturer, anywhere in the UK including
Northern Ireland.
A delivery by trailer service can also be
arranged at your request. Please contact us
for details. |
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